Robert P. Loweth

Robert P. Loweth

Robert P. Loweth

I've always wanted to own my own business

Since I was a kid, I've always envisioned having my own business but was not sure what it would be.  When I was earning my MBA from Columbia University, I majored in marketing.  Essentially marketing is discovering what the consumer needs, developing a product to meet those needs, delivering the product, and then servicing it.

When I entered the financial industry 30 years ago, I had just finished a career in corporate American, marketing such brands as: Aqua-fresh toothpaste, Heinz Ketchup, Heinz Barbecue Sauce, Care-free Gum, and Baby Ruth and Butterfinger candy bars. I was looking for a change.  I had been investing in stocks since my teens and I liked the challenges of estate planning and investments. I also liked the independence of being in sales.  My first job out of college was selling Fuller Brush door-to-door.

As an independent financial advisor, I have been able to customize my practice. Foremost, I enjoy the puzzle of determining what a person needs, creating a solution to help meet those needs, and then implementing it. In many ways, the process is similar to my studies in marketing in graduate school.  In 1999 I became a Certified Financial Planner professional and in 2013 an Accredited Investment Fiduciary, which in addition to learning the complexities of estate planning, investments and insurance, holds me to a much higher standard, that of "fiduciary".  My obligation is to protect and serve my clients and always act in their best interest.
I use an "open architecture" approach to financial planning and financial products. I have access to the full breadth of financial products available in the market today. I do not have any sales quotas or proprietary restrictions. In short, I am independent and objective and worthy of your trust.

I earned a baccalaureate in Philosophy from Haverford College and a MBA from Columbia University Graduate School of Business.  My wife and I met when we were both working at RJR Nabisco. We have been married since 1989 and have two grown children.

I actively support classical music in our community and am a past board member of WHQR, the local public radio station. I have sponsored "All Things Considered" on WHQR since 1991. I am a past president of the Cape Fear Chapter of the North Carolina Symphony Board and the Wilmington Kiwanis Club, and a former Board Member of the Cape Fear Community College Foundation. I am currently Treasurer of Boy Scouts of American Pack 212 and Troop 212.

WECT Finance 101 - (Video)